EPS Cut-off and Settlement Services

EPS imposes a daily cut-off at 7:00pm from Mondays to Fridays (except Saturdays, Sundays and statutory public holidays). For transactions approved by the relevant Member bank before cut-off, the merchants' designated bank account will be credited at the end of the same Business Day. Any transactions approved by the Member Bank after cut-off will be treated as funds of the following Business Day.

Please refer to the table below for easy reference:

Remarks:

• F = approved debit card transaction funds in a specified period
• Business day = a day on which Hong Kong Interbank Clearing Limited is open for transactions of general banking business (excluding Saturdays, Sundays and statutory public holidays)